Insolvency, Sequestration, Liquidation and Rehabilitation and Business Rescue applications in South Africa

If you want to get the best advice and information on the process of sequestration and insolvency, you are at the right place. We have been the industry leading Insolvency Practitioners in South Africa since 1999, and we have helped thousands of clients.

Insolvency, Sequestration, Liquidation and Rehabilitation will help you write off up to 80% of your debt

If you have been previously sequestrated, we will give you the best advice on the process of sequestration rehabilitation

South Africans are falling into more debt due to the ever rising cost of basic living and the cost of credit. It is a statistical fact that more than half of our population is unemployed and in debt. Therefore scraping together whatever they can to survive.

Even high-income households can very quickly fall into debt and not see a way out with creditors knocking at their door for collection.

Debt counseling and Debt review will usually be the first remedy against bad debt but in certain situations, this is too little too late.


Insolvency, Sequestration, Liquidation and Rehabilitation is the only debt remedy which allows a debtor to rid himself of 80% of his debt through a single process and is relatively painless when you make use of a seasoned professional.

What our clients say

“Great experience with you guys. At first we were reluctant to call but your compassion for our personal situation made it easier to open up”

Stephen Moore, Pretoria

“Baie dankie vir julle vriendelike hulp en aanhoudende bystand. Met julle hulp is ons huis nie op n veiling verkoop nie”

Markus Vermeulen, Pietersburg

“In 201 your company helped me out when I was in bad debt. In 2017 you did my rehabilitation and I am now debt free and clean on ITC”

Mandla Khoza, Roodepoort

“Skuld is afgeskryf en ons kan oorbegin. Dankie dat julle atyd daar was as ons n vraag gehad het”

Suzie Lambrecht, Nylstroom

“I was not a client when I did my sequestration but the way you handled my rehabilitation application is a step above the rest”

Tanya Botha, Pietemaritzburg

Some more testimonials

“After talking to a few insolvency practitioners, you were the first company that made us feel unique and not just another client”

Martin Brewis, Centurion

“Rehabilitasie aansoek begin en vinnig klaargemaak. Dankie vir julle puik diens”

Jaco Smit, Bredasdorp

“My company liquidation was handled fast and efficient with no hiccups. I also protected my personal assets with your help”

Barry de Lange (SageSage5 PTY Ltd), Johannesburg

“I was paying my house that was sold on auction until you wrote off my debt”

Sannah Rikhotso, Baberton

“Perfect, passionate and fast. great advice for free. I did not do my application immediately and did not get pay a cent for advice”

Noël Samuelson, Kimberley
Average write off
Clients in 2016
Total number of clients
Years Experience
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voluntary sequestration south africa

voluntary sequestration south africaThe application known as voluntary surrender of estate is a legal process whereby the applicant seeks on order of the High Court to be declared insolvent. The test for insolvency is as follows. Your total value of your assets must be less than the total value of your debt

If you are declared insolvent your estate will vest in the hands of the Master of the High Court

Curators will be appointed to meet with your creditors and claims need to be proved. The liquidators will also administrate your insolvent estate

Read more here

difference between sequestration and insolvency

difference between sequestration and insolvencyThe difference between sequestration and insolvency is just terminology

Insolvency is a global term that defines a persons or legal entities status. However when talking status, it is always applied to individuals. Individuals can always apply for rehabilitation to restore their status. Businesses cannot.

Sequestration is the collective name for personal applications made to a court that will declare the applicant insolvent

insolvency act south africa

insolvency act south africaThe insolvency Act South Africa no 24 of 1936 id the legislation that oversee and prescribe how the process of insolvency is handled and administered.

It includes definitions of insolvency, tests for insolvency, legal proceedings when making applications, appointment of Masters, appointment of liquidators and the general rule of law

Please click here to read the insolvency act south africa

acts of insolvency

how long does sequestration last in south africa

how long does sequestration last in south africaDepending on a few factors, insolvent status can range from a few months to a few years. Companies can never change their status back and remain liquidated indefinitely

If you contribute more than 50c/R1, you can apply for rehabilitation immediately once the Master of the Court has confirmed your Liquidation account

Should your contribution be the minimum or less than 50%, you can apply for rehabilitation 4 years after your L&D account has been confirmed.

Ten years after your sequestration order will automatically rehabilitate you

life after sequestration

life after sequestrationFor the remainder of your insolvent status you will not be able to obtain finance.

Once rehabilitated you will have a clean credit record and you can start building a new credit profile. If you have been rehabilitated all your previous bad ITC listings will have been removed.

Our goal is to teach our clients the value of money management and to make sure that they never again fall into the dark spiral of bad debt


liquidation procedures for a company

what happens when a company is liquidated

steps to liquidate a company

legal consequences of liquidation

voluntary liquidation of a company

provisional liquidation


cost of rehabilitation after sequestration

how long does sequestration last in south africa

rehabilitation notice

mortgage after sequestration

sequestrated and need a car

Business rescue

business rescue practitioner

business rescue definition

business rescue practitioner south africa

business rescue companies act 71 of 2008

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Voluntary Sequestration South Africa
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Insolvency, sequestration, liquidation, voluntary surrender of estate, rehabilitation and Business rescue